Terms & Conditions

Last Updated: March 15, 2023

Welcome to SeniorDrive. These Terms and Conditions ("Terms") govern your use of the SeniorDrive website (www.seniordrive.dk) and the insurance services offered by SeniorDrive Insurance A/S, a company registered in Denmark with registration number 66004092.

By accessing our website or using our services, you agree to be bound by these Terms. If you disagree with any part of these Terms, please do not use our website or services.

1. Acceptance of Terms

1.1 By accessing and using the SeniorDrive website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy.

1.2 We may modify these Terms at any time by posting the revised version on our website. Your continued use of the website or services following any changes constitutes your acceptance of the modified Terms.

1.3 If you are using our services on behalf of a business or other entity, you represent that you have the authority to bind that entity to these Terms.

2. Definitions

In these Terms, the following definitions apply:

  • "Account" means the account created by a User to access and use the Services.
  • "Content" means any text, graphics, images, music, software, audio, video, information, or other materials appearing on or through the Services.
  • "Order" means a request to purchase Products through the Services.
  • "Products" means the fruits, vegetables, and other items offered for sale through the Services.
  • "Subscription" means a recurring Order for Products at specified intervals.
  • "User" means an individual who accesses or uses the Services.
  • "User Content" means any Content that a User posts, uploads, publishes, submits, or transmits to be made available through the Services.

3. Account Registration and Use

3.1 Account Creation

To use certain features of our Services, you may need to register for an Account. When you register, you agree to provide accurate, current, and complete information and to update this information to maintain its accuracy. You are responsible for safeguarding your password and for all activities that occur under your Account. You agree to notify us immediately if you suspect any unauthorized use of your Account.

3.2 Age Requirement

You must be at least 18 years old to create an Account and use our Services. By creating an Account, you represent and warrant that you are at least 18 years old.

3.3 One Account Per User

You may not create more than one Account without our express permission. We reserve the right to terminate any duplicate Accounts.

3.4 Account Termination

We reserve the right to suspend or terminate your Account at any time for any reason, including but not limited to violation of these Terms. You may also terminate your Account at any time by contacting our customer service.

4. Website Use and Content

4.1 License to Use Website

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our website for personal, non-commercial purposes.

4.2 Prohibited Uses

You agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Use the website to transmit or distribute harmful code (such as viruses)
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with or disrupt the operation of the website
  • Collect or harvest personal information from the website
  • Impersonate another person or entity
  • Use the website for any fraudulent or illegal purpose

4.3 Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of SeniorDrive or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, modify, distribute, display, or create derivative works of any content from our website without our prior written consent.

4.4 User Content

If you submit any content to our website (such as comments, reviews, or feedback), you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content.

You represent and warrant that any content you submit does not violate any third-party rights and complies with all applicable laws and regulations.

5. Insurance Services

5.1 Policy Documentation

The provision of insurance services by SeniorDrive is subject to the specific terms and conditions contained in your policy documentation. In the event of any conflict between these Terms and your policy documentation, the policy documentation will prevail with respect to the insurance services.

5.2 Accuracy of Information

You must provide accurate, complete, and truthful information when applying for insurance or making claims. Failure to do so may result in your policy being voided, claims being denied, or other legal consequences.

5.3 Premium Payments

You agree to pay all premiums when due. Failure to pay premiums may result in the cancellation of your policy in accordance with Danish insurance law and your policy terms.

5.4 Claims

All claims must be submitted in accordance with the procedures outlined in your policy documentation. We reserve the right to investigate claims and request additional information or documentation as necessary.

5.5 Communication

By purchasing insurance from SeniorDrive, you consent to receiving policy documents, notices, and other communications electronically, unless you specifically request paper documents.

6. Payments and Refunds

6.1 Payment Methods

We accept various payment methods as indicated on our website. By providing a payment method, you represent that you are authorized to use that payment method and agree to pay all charges incurred.

6.2 Processing of Payments

Payments are processed by our authorized payment processors. Your payment information is subject to the privacy policies and terms of these payment processors.

6.3 Refunds

Refunds for insurance premiums are governed by Danish insurance law and the terms of your specific policy. In general, if you cancel your policy, you may be entitled to a pro-rata refund of premiums for the unused policy period, less any applicable fees or charges.

6.4 Disputes

If you dispute any charges, you must contact us within 30 days of the date of the disputed transaction.

7. Limitation of Liability

7.1 Website Use

Our website and its content are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, secure, or error-free.

7.2 Disclaimer of Warranties

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7.3 Limitation of Liability

To the fullest extent permitted by law, in no event shall SeniorDrive, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use our website or services
  • Any conduct or content of any third party on our website
  • Any content obtained from our website
  • Unauthorized access, use, or alteration of your transmissions or content

This limitation of liability does not apply to liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by Danish law.

7.4 Insurance Services

Our liability in relation to insurance services is governed by Danish insurance law and the terms of your specific policy.

8. Indemnification

You agree to indemnify, defend, and hold harmless SeniorDrive, its directors, officers, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that arise from or relate to:

  • Your use of our website or services
  • Your violation of these Terms
  • Your violation of any rights of another person or entity
  • Your violation of any applicable laws or regulations

9. Governing Law and Dispute Resolution

9.1 Governing Law

These Terms and your use of our website and services shall be governed by and construed in accordance with the laws of Denmark, without regard to its conflict of law provisions.

9.2 Dispute Resolution

Any dispute arising out of or in connection with these Terms or your use of our website or services shall be subject to the exclusive jurisdiction of the courts of Denmark.

9.3 Insurance Disputes

Disputes related to insurance policies may also be referred to the Danish Insurance Complaints Board (Ankenævnet for Forsikring) in accordance with Danish insurance law.

10. General Provisions

10.1 Entire Agreement

These Terms, together with our Privacy Policy and any policies referenced herein, constitute the entire agreement between you and SeniorDrive regarding your use of our website and services.

10.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

10.3 Waiver

Our failure to enforce any right or provision of these Terms shall not be considered a waiver of those rights. A waiver of any right or provision shall only be effective if it is in writing and signed by an authorized representative of SeniorDrive.

10.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign or transfer these Terms without restriction.

10.5 Force Majeure

We shall not be liable for any failure to perform our obligations under these Terms where such failure results from any cause beyond our reasonable control, including but not limited to, natural disasters, epidemics, power failures, or government actions.

11. Contact Information

If you have any questions about these Terms, please contact us:

SeniorDrive Insurance A/S
Nørregade 41
1165 Copenhagen
Denmark

Email: [email protected]
Phone: +45 66004092